Zero-balance account Union Company is considering establishment of a zero-balance account. The firm currently maintains an average balance of $416,000 in its disbursement account. As compensation to the bank for maintaining the zero-balance account, the firm will have to pay a monthly fee of $1,070 and maintain a $303,000 non-interest-eaming deposit in the bank. The fim currently has no other deposits in the bank. Evaluate the proposed zero-balance account, and make a recommendation to the firm, assuming that it has an opportunity cost of 11.6%. The current opportunity cost is \$ (Round to the nearest dollar.) The zero-balance account opportunity cost is $ (Round to the nearest dollar.) The opportunity cost of the zero-balance account proposal, is is than the opportunity cost of the current account , Therefore, the zero-balance proposal. (Select from the drop-down menus.)