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Zhang deposited $1,200 at the end of every month into an RRSP for 6 years. The interest rate earned was 3.25% compounded semi-annually for the

Zhang deposited $1,200 at the end of every month into an RRSP for 6 years. The interest rate earned was 3.25% compounded semi-annually for the first 4 years and changed to 3.50% compounded monthly for the next 2 years. What was the accumulated value of the RRSP at the end of 6 years?

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