1. Zhang purchased a property insurance policy from Fly-By-Night Insurance Co. ("FBN"). This policy covered Zhang's Citation Jet with policy limits of $300,000. A fire broke out on December 1, 2019, when Zhang's Jet was stored in its hangar, completely destroying the Jet. There was some evidence to suggest that the fire had been deliberately set, and FBN suspected that Zhang had set the fire.FBN disclaimed coverage under the policy.Zhang sued to enforce her rights under the policy. The jury rendered a verdict in favor of Zhang on December 31, 2020, finding that Zhang had nothing to do with the fire and that the fire had been accidentally caused. Because Zhang needed to use a private jet to visit her clients in remote areas, she rented a jet during the calendar year 2018. This cost her $50,000. FBN was aware that Zhang needed an airplane to reach her clients when it issued the policy. Zhang would have used the policy limits of $300,000 to purchase another jet in 2018, but for FBN's refusal to pay on its policy. Under these circumstances, Zhang is most likely entitled to damages of:

A. $300,000 (the policy limits).

B. $300,000 (the policy limits), plus $50,000 consequential damages.

C. $300,000 (the policy limits), plus $50,000 consequential damages, plus punitive damages.

D. $300,000 (the policy limits), plus $50,000 consequential damages, plus a refund of all premiums paid under the policy, plus punitive damages