Zimelda, aged 85, has $200,000 superannuation balance all of which is taxable. She also has a $800,000 life insurance policy incorporated within her superannuation policy. Zimelda does not have any surviving spouse and has only one son, Trombone, who is not a tax dependent family member. Zimelda has completed a binding death benefit nomination naming Trombone as her sole heir. Unfortunately, Zimelda is killed in a boating accident while returning from a riverboat cruise.

Extra information: Trombone's tax rate is 32 per cent and the full benefit is taxable. Withholding tax rates: Death benefit ETP paid to non-dependants taxable component All ages Up to the ETP cap amount 32% ETP cap Amount above the ETP cap amount 47% ETP cap

A) How much tax will be deducted by the trustees from Trombone's inheritance?

B) What will be the total tax payable on the superannuation payout?

C) If Trombone is not satisfied with the calculation and payout, is he able to approach an organisation to formally complain and seek an alternate remedy? In your own words explain why or why not.