Zoe and Susan met while attending the UW Business school. They both graduated and got married in Federal Way. When Zoe and Susan married, Zoe owned a duplex in Renton. For the next five years, they lived in one side of the duplex, saved their money, and bought a house on Crater Lake in Oregon. Oregon is a tenancy by the entirety state. Susan failed to pay the loans she took out from Wells Fargo Bank before her marriage to pay for college. Wells Fargo claimed the duplex, the Crater Lake house, and their checking and savings accounts. Discuss the likelihood of success of Wells Fargos claims against the (1) duplex, (2) the Crater Lake house, and (3) their joint savings and checking accounts. Fully explain your answer and provide an example for all the points. An example can be something from the book, a case, or a hypothetical.