=+5.8 ● Data from the U.S. Federal Reserve Board (Household Debt Service Burden, 2002) on the percentage of disposable personal income required to meet consumer loan payments and mortgage payments for selected years are shown in the following table:

Consumer Household Consumer Household Debt Debt Debt Debt 7.88 6.22 6.24 5.73 7.91 6.14 6.09 5.95 7.65 5.95 6.32 6.09 7.61 5.83 6.97 6.28 7.48 5.83 7.38 6.08 7.49 5.85 7.52 5.79 7.37 5.81 7.84 5.81 6.57 5.79