74. Seven years ago, Halle (currently age 41)

contributed $4,000 to a Roth IRA account. The current value of the Roth IRA is $9,000. In the current year Halle withdraws $8,000 of the account balance to use as a down payment on her first home. Assuming Halle’s marginal tax rate is 24 percent, how much of the $8,000 withdrawal will she retain after taxes to fund the down payment on her house?