In the current year, Wells paid the following expenses: Premiums on an insurance policy against loss of earnings due to sickness or accident Physical therapy after spinal surgery $3,000 2,000 Premium on an insurance policy that covers reimbursement for the cost of prescription drugs 500 In the current year, Wells recovered $1,500 of the $2,000 that she paid for physical therapy through insurance reimbursement from a group medical policy paid for by her employer. Disregarding the adjusted gross income percentage threshold, what amount could be claimed on Wells's current-year income tax return for medical expenses?

a. $4,000

b. $3.500

c. $1,000

d. $500