LO.2 Belinda spent the last 60 days of 2018 in a nursing home. The cost of the services provided to her was $18,000 ($300 per day). Medicare paid $8,500 toward the cost of her stay. Belinda also received $5,500 of benefits under a long- term care insurance policy she had purchased. What is the effect of each of these items on Belinda's gross income?