Blare bought a house and provided the required funds in the form of a certified check from a bank. Which of the following statements correctly describes the legal liability of Blare and the bank?

a. The bank has accepted; therefore, Blare is without liability.

b. The bank has not accepted; therefore, Blare has primary liability.

c. The bank has accepted, but Blare has secondary liability.

d. The bank has not accepted, but Blare has secondary liability.

AppendixLO1