In October, Renie Guimond discovered that her credit report at TransUnion Credit Information Co. incorrectly stated that she was married, used the name “Ruth Guimond,”

and had a credit card from Saks Fifth Avenue.

After she reported the errors, TransUnion wrote her in November to say that it had removed this information. However, in March, TransUnion again published the erroneous information. The following October, TransUnion finally removed the incorrect information from her file. Guimond was never denied credit because of these mistakes.

Is TransUnion liable for violating the Fair Credit Reporting Act?