Look at http://www.insure.com/auto/. Which cars are safer than average? Less safe? How important is auto safety to you? Are you willing to pay more for a safe car? Who should be the final judge of auto safety: auto companies, insurance companies, juries, government regulators, or consumers?

Go to http://www.legaldocs.com and fill in the blanks of a promissory note. Who is the maker, and who is the payee of your note? Did you create a demand note?