Mark Milbank built custom furniture in Port Chester, New York. His business was unsuccessful, and he repeatedly borrowed money from his wife and her father. He promised that the loans would enable him to spend more time with his family. Instead, he spent more time in bed with his next-door neighbor. After the divorce, his exwife and her father demanded repayment of the loans. When Milbank filed under Chapter 13, his ex-wife and her father asked the court not to discharge Milbank’s debts on the grounds that he had acted in bad faith toward them. Should the bankruptcy court discharge Milbank’s loans?