The following is from an article on community banks: Their commercial-lending businesses, funded by their stable deposit

Question:

The following is from an article on community banks: "Their commercial-lending businesses, funded by their stable deposit bases, make them steady earners." What is commercial lending? In what sense are loans "funded" by deposits?

Fantastic news! We've Found the answer you've been seeking!

Step by Step Answer:

Related Book For book-img-for-question

Economics

ISBN: 978-0134106243

6th edition

Authors: R. Glenn Hubbard

See More Books

Question Posted: Nov 01, 2017 07:51 AM

See More Questions

Worry, Wall Street Journal, April 24, 2016. 3.6 The following is from an article on cnbc.com: Typically stock prices increase when the economy is expanding. But on a day when a measure of...
The following is from an article in USA Today: In what some call a worldwide corporate governance movement, shareholders are pushing for stronger corporate-governance laws, teaming with investors...
The following is from a recent income statement for Baring Corp (a public company): It includes only five separate numbers, two subtotals, and the net earnings figure. Instructions (a) Indicate the...
Historically, investment spending has experienced more extreme upward and downward swings than consumer spending. Why do you think this is so?
(Corrected Trial Balance) The trial balance of Wanda Landowska Company shown below does not balance. Your review of the ledger reveals the following:? (a) Each account had a normal balance. (b) The...
What is the difference between access discrimination and valuation discrimination?
Assume X1 and X2 are strictly positive It processes. Use Its formula to derive the following: (a) Define Yt = X1tX2t. Show that dY Y = dX1 X1 + dX2 X2 + dX1 X1 dX2 X2 . (b) Define Yt = X1t/X2t. Show...
Aquazona Pool Company is a custom pool builder. The company recently completed a pool for the Drayna family (Job 1324) as summarized on the incomplete job cost sheet on the following page. The...
Which of the following are components of accumulated other comprehensive income? A. Realized gains or losses on investments B. foreign currency translation adjustments C. unrealized holding gains and...
The statement of financial position of Bharwani Traders on 31 October 204 is shown below. On 1 November 204 the following transactions took place: A cheque for $3 000 was paid to a credit supplier. A...
Following the financial crisis of 2007-2009, Congress passed the Wall Street Reform and Consumer Protection Act, also known as the Dodd-Frank Act. The act increased regulation of the banking system,...
In a newspaper column, author Delia Ephron described a conversation with a friend who had a large balance on her credit card with an interest rate of 18 percent per year. The friend was worried about...
Cycle time in manufacturing can be viewed as the total time it takes to complete a product from the beginning of the production process. The concept of cycle time varies according to the industry and...
Cauchy's sequence theorem
QUESTION: 1 Discuss Local Government and Administration of Tanzania
Discuss how Central Governments Exercise Control over Local Governments by Citing Examples
Find derivative of sin x,cos a,tan x,secx,csca, cot a
Find anti derivative of cos x,sin x,sec r,sec r tan r,csc xcotx,csc r
Which is the final step in the performance management process? a. Appraising b. Monitoring c. Planning d. Rewarding
What is the maximum volume of 0.25 M sodium hypochlorite solution (NaOCl, laundry bleach) that can be prepared by dilution of 1.00 L of 0.80 M NaOCl?
A man makes an investment every 3 months at a nominal annual interest rate of 28%, compounded quarterly. His first investment was $100, followed by investments increasing $20 each 3 months. Thus, the...
A 25-year old engineer is opening an individual retirement account (IRA) at a bank. Her goal is to accumulate $1 million in the account by the time she retires from work in 40 years. The bank manager...
What single amount on April 1, 1998, is equivalent to a series of equal, semiannual cash flows of $1000 that starts with a cash flow on January 1, 1996, and ends with a cash flow on January 1, 2005?...
Los datos de la columna C tienen caracteres no imprimibles antes y despus de los datos contenidos en cada celda. En la celda G2, ingrese una frmula para eliminar cualquier carcter no imprimible de la...
Explain impacts of changing FIFO method to weighted average method in inventory cost valuations? Explain impacts of changing Weighted average method to FIFO method in inventory cost valuations?...
A perpetuity makes payments starting five years from today. The first payment is 1000 and each payment thereafter increases by k (in %) (which is less than the effective annual interest rate) per...

The following is from an article on community banks: Their commercial-lending businesses, funded by their stable deposit

Question:

Step by Step Answer:

Commercial lending refers to loans banks ...View the full answer

Economics

Students also viewed these Micro Economics questions