You currently own a piece of land and are contemplating the construction of either a small shopping mall with 10 stores or a large shopping mall with 30 stores. The current market value of one store is $60,000, and the volatility surrounding this value is 20%. The cost today of constructing one store within a 10-store mall is $35,000, and the cost today of constructing one store within a 30-store mall is $55,000. You have the option of delaying the construction decision for two years. However, if you do so, today's construction costs are expected to increase 5% per year. Assume the risk-free rate is 6% compound continuously. What is the value of postponing the construction decision for two years?