1. Distinguish among after-tax money put into investments, pretax money, and vesting.
2. Explain what is meant by tax-sheltered investment growth on money invested through qualified retirement accounts.
3. Summarize the main differences between defined-contribution and defined-benefit pension plans.
4. Explain why defined-contribution retirement plans are called self-directed.
5. Offer your impressions of working for an employer that offers a sizable matching contribution compared with one that does not.