Question: Credit reporting agencies are required to provide you with a free credit report each year. Most such reports do not include your credit score, but

Credit reporting agencies are required to provide you with a free credit report each year. Most such reports do not include your credit score, but they do provide the details on which your credit score is based. Use one of the following companies to obtain your free report:www.equifax.com, www.experian.com, and www.transunion.com.
a. You should review your credit report for obvious errors. However, other checks are appropriate. Search the Web for guidance on how best to review your credit records. Summarize what you learn.
b. What actions can you take if you find errors in your credit report?
c. Define identity theft. Search the Web and determine the best course of action if someone thinks he has been the victim of identity theft.

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