Leslie Joiner has a credit card with an annual percentage rate of 17.4%. The unpaid balance for his June billing cycle is $2,156.28. During the billing cycle he purchased a refrigerator for $989.21 and a computer for $873.52. Leslie returned clothing purchased in May for a credit of $215.77 and made a payment of $425. If the account applies the unpaid balance method, what are the finance charge and the new balance?