Log in to the Bankruptcy Calculator at www.jaxworks.com/calc2a.htm and calculate the Z scores for 2 U.S. companies (say Exxon and American Airlines). You will need to find some financial data for each firm, which you can get from its annual report, available on each company's Web site. Another convenient source for U.S. companies is finance.yahoo.com. At this site, go to the company's profile and then click on the highlights page. Which of your 2 companies appears more likely to encounter financial distress?