An insurance salesperson is offering to sell you an annuity. The terms of the annuity are that

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An insurance salesperson is offering to sell you an annuity. The terms of the annuity are that you purchase this annuity today, on your 50th birthday; the annuity of $20,000 for 20 years begins on your 66th birthday. The annuity will cost you only $100,000. Should you buy this annuity?

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