You are Finance Officer for Commercial Credit, Inc. Juan Martinez is the owner of a Mexican restaurant. He needs a loan of $200,000 to replace coolers, mixing machines, fry cookers,and commercial ovens. The restaurant is not producing a steady income, and Juan has no other assets as loan collateral. Although Juan is convinced new equipment will solve his income problems, you decide to reject his loan application.Write a letter refusing the loan but with the goal of maintaining goodwill for future transactions.