38.4 Fair Credit Reporting Act. Source One Associates, Inc., is based in Poughquag, New York. Peter Easton, Source One’s president, is responsible for its daily operations. Between 1995 and 1997, Source One received requests from persons in Massachusetts seeking financial information about individuals and businesses. To obtain this information, Easton first obtained the targeted individuals’ credit reports through Equifax Consumer Information Services by claiming the reports would be used only in connection with credit transactions involving the consumers. From the reports, Easton identified financial institutions at which the targeted individuals held accounts and then called the institutions to learn the account balances by impersonating either officers of the institutions or the account holders. The information was then provided to Source One’s customers for a fee. Easton did not know why the customers wanted the information. The state (“Commonwealth”) of Massachusetts filed a suit in a Massachusetts state court against Source One and Easton, alleging, among other things, violations of the Fair Credit Reporting Act (FCRA). Did the defendants violate the FCRA? Explain. [Commonwealth v. Source One Associates, Inc., 436 Mass. 118, 763 N.E.2d 42 (2002)]