Arkin, the owner of Redacre, executed a real estate mortgage to the Shawnee Bank and Trust Company for \($100,000.\) After the mortgage was executed and recorded, Arkin constructed a dwelling on the premises and planted a corn crop. After Arkin defaulted in the payment of the mortgage debt, the bank proceeded to foreclose the mortgage. At the time of the foreclosure sale, the corn crop was mature and unharvested. Arkin contends

(a) that the value of the dwelling should be credited to him and

(b) that he is entitled to the corn crop. Explain whether Arkin is correct.