Robert Triffin purchased a dishonored payroll check from Fair Law Financial Services (doing business as United Check Cashing) and filed a complaint against the maker seeking to collect on the check. The check was issued by Extensis Group, LLC, to Maria Pagan in the amount of $610. The face of the check clearly stated “THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND NOT A WHITE BACKGROUND.” But the check that Triffin introduced into evidence had a white background. The check also stated, “THE BACK OF THIS DOCUMENT CONTAINS A UNIQUE IDENTITY BARCODE AND AN ARTIFICIAL WATERMARK—HOLD AT AN ANGLE TO VIEW,” but Triffin’s check did not have this barcode or watermark. Was Triffin an HDC? Why or why not? [Triffin v. Extensis Group, LLC, 2018 WL 548613 (N.J.Super. Ct.App.Div. 2018)] (See Holder in Due Course.)