Fox purchased a used car from Emerson for $1,000. Fox paid for the car with a check, written in pencil, payable to Emerson for $1,000. Emerson, through careful erasure and alterations, changed the amount on the check to read $10,000 and negotiated the check to Sanderson. Sanderson took the check for value, in good faith, and without notice of the alteration and thus met the UCC requirements for holder-in-due-course status. Can Fox successfully raise the universal defense of material alteration to avoid payment on the check? Explain