New Houston Gold Exchange, Inc., (HGE) issued a $3,500 check to Shelly McKee to buy a purportedly genuine Rolex watch. The check was postdated—that is, assigned a date later than the actual one. McKee indorsed the check and presented it to RR Maloan Investments, Inc., a check-cashing service. Without verifying that the check was valid, RR Maloan cashed it. Meanwhile, HGE issued a stop-payment order on the check based on information that the watch was counterfeit.When RR Maloan presented the check to HGE’s bank for payment, the bank refused to honor (cash) it. Is RR Maloan entitled to payment as a holder in due course? Why or why not? [RR Maloan Investments, Inc. v. New HGE, Inc., 428 S.W.3d 353 (Tex.App.—Houston 2014)]