John will either lease or buy a car. The total cost to purchase the car is \(\$ 35,830\), and he would finance the car for 5 years at \(2.99 \%\). If he leases, he would pay \(\$ 3,287.50\) for the lease, and then his payments would be based on a price of \(\$ 32,750\), a residual price of \(\$ 20,305,36\) months, with a money factor of 0.00001725 . Compare the payments to purchase the car to the payments of the lease plus the lease cost divided by 36.