35. 2.36 Assume you plan to retire early in 30 years with $1 million in your IRA

(individual retirement account). You want to know the interest rate required to reach your goal if the account currently has $19,627 in it, and

(a) no further deposits are made, and

(b) you plan to deposit $5000 annually for each of the 30 years. (Hint: It is easier to solve part

(b) using a spreadsheet function.)