Albert Corporation is a profitable pub-licly traded corporation. None of its shareholders owns more than 1% of its outstanding shares. On December 31, 2018, Albert exchanged $8 million of its stock for all the stock of Turner Corporation as part of a merger. Turner is owned by Tara, who receives 15% of the Albert stock as part of the reorganization. Tara owned none of the Albert stock before the merger. Turner accumulated $2.5 million in NOL carryovers before merging into Albert. All the NOLs pertain to pre-2018 tax years. Albert expects to earn $1 million in taxable income during 2019. Assuming the long-term tax-exempt federal rate is 4.5%, what amount of NOLs can Albert use in 2019? What amount carries over to 2020?