Beth wants to contribute to either a traditional deductible IRA or a Roth IRA. However, she can afford to contribute only $4,800 aftertax dollars to a Roth IRA even though the maximum contribution is $5,500. Alternatively, she can contribute a comparable amount to a deductible IRA plus an outside investment if necessary. (Remember that deductible IRA contributions are made with before-tax dollars and are limited to $5,500.) Beth’s current tax rate is 25%, and she expects her tax rate to remain at 25% throughout the investment period. In addition, she expects her IRA investment to earn a 10% BTROR, and she plans to withdraw the IRA accumulation in 30 years, at which time she will be over age 59 ½. Any outside investment will conform to the Current Model earning a 10% BTROR. Determine the after-tax accumulation from each IRA alternative. Which of the two IRA types will give Beth the greater after-tax accumulation?