1.An FI has a concentration of home mortgages and is feeling exposed to increasing interest rates and the impact that this may have on the default characteristics of the mortgage portfolio. How may loan sales and/or securitisation assist the FI to diversify their portfolio? LO 11.12 The following questions and problems relate to material in Appendices 11A and 11B (online at www.mhhe.com/au/lange4e ).