1.What are the reasons for not including savings account demand deposits as rate-sensitive liabilities in the repricing...

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1.What are the reasons for not including savings account demand deposits as rate-sensitive liabilities in the repricing analysis for a commercial bank?

What is the subtle but potentially strong reason for including savings account demand deposits in the total of rate-sensitive liabilities? Can the same argument be made for other on-demand deposit accounts? LO 5.3, 5.4

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Financial Institutions Management A Risk Management

ISBN: 9781743073551

4th Edition

Authors: Helen Lange, Anthony Saunders, Marcia Millon Cornett

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