Go to the Standard & Poor's Market Insight Web site at www.mhhe. com/edumarketinsight. Find the most recent balance sheets for Bank of America (BAC) and Suntrust Banks (STI) using the following steps. Click on "Educational Version of Market Insight." Enter your site ID and click on "Login." Click on "Company." Enter "BAC" in the "Ticker:" box and click on "Go!" Click on "Excel Analytics." Click on "FS Ann. Balance Sheet." This will download the balance sheet for Bank of America, which contains the balances for loans, total assets, and stockholders' equity. Repeat the process by entering "STI" in the "Ticker:" box to get information on Suntrust Banks. Compare the ratios of loans to total assets and of stockholders' equity to total assets from these balance sheets with that for the banking industry, as listed in Table 2-5.