= Why are most retail borrowers charged the same rate of interest, implying the same risk premium

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= Why are most retail borrowers charged the same rate of interest, implying the same risk premium or class? What is credit rationing? How is it used to control credit risks with respect to retail and wholesale loans?

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Financial Institutions Management A Risk Management Approach

ISBN: 9780077211332

6th Edition

Authors: Anthony Saunders, Marcia Cornett

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Question Posted: Jul 25, 2024 05:01 AM

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= Why are most retail borrowers charged the same rate of interest, implying the same risk premium

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Financial Institutions Management A Risk Management Approach

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