Ethics. If an uninsured individual needed expensive medical treatment and did not have the means to pay for it, should the treatment be provided? Would the answer be influenced by the financial status of the institution asked to provide the service? Would the answer be any different if the individual were uninsured voluntarily (e.g. “I’ll take my chances and hope nothing happens”) or involuntarily (e.g. “It’s either health insurance or food for my children”)?