Go to the FDIC website at www.fdic.gov. Find the most recent breakdown for charge-off rates for C&I loans of commercial banks using the following steps. Click on “Analysis.” Under “Quarterly Banking Profile,” click on

“Latest Profile.” Select the most recent quarter, click on “Access QBP,” and then click on “List of Data Tables.”

Under “Commercial Bank Performance,” click on “TABLE V-A. Loan Performance, FDIC-Insured Commercial Banks.”

This will bring up the files that contain the relevant data.

Questions 1 How has the charge-off rate changed since 2019 as reported in Figure 20–1?

2 Compare the charge-off rate of C&I loans with real estate and credit card loans. Which has changed the most since 2019?

AppendixLO1