1. Are there any spending items that you might consider revising to allow you to increase the amount you invest?“I MUST CHOOSE BETWEEN SPENDING MONEY ON SOMETHING NOW OR INVESTING FOR THE FUTURE.”

Directions Monitoring your daily spending will allow you to better consider financial planning alternatives.

You will have better information and the potential for better control of your money if you use your spending information for making wiser choices. The Daily Spending Diary sheets are located in Appendix D at the end of the book and in Connect Finance.