2. What types of housing expenses might be reduced with more careful spending habits?

“AFTER I PAY MY RENT, UTILITIES, AND RENTER’S INSURANCE, I HAVE VERY LITTLE FOR OTHER EXPENSES.”
Directions Your Daily Spending Diary will help you manage your housing expenses to create a better overall spending plan. As you record daily spending, your comments should reflect what you have learned about your spending patterns and help you consider possible changes you might want to make.
The Daily Spending Diary sheets are located in Appendix D at the end of the book and in Connect Finance.