Judy Martinez, owner of Judys Fashions, received a $12,000 tax refund. She deposited the money in Chase

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Judy Martinez, owner of Judy’s Fashions, received a $12,000 tax refund. She deposited the money in Chase Bank. The terms of the agreement are that she must leave the money on deposit for three years and the bank will pay her 3 percent interest. Her account is a

a. line of credit.

b. certificate of deposit.

c. checking account.

d. commercial paper agreement.

e. savings account.

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