Arjen Benzema, who has been married for 25 years, would like to buy his wife an expensive platinum ring with a diamond setting on their 35-year wedding anniversary. Assume that the cost of the ring will be \($15,000\) in 10 years. Arjen currently has \($3,570\) to invest. What annual rate of return must Arjen earn on his investment to accumulate enough money to pay for the ring?