Which of the following best describes situations with complex frauds and financial crimes?
1. Organizations associated with complex frauds and financial crimes often dismantle legitimate businesses.
2. Organizations associated with complex frauds and financial crimes often involve single individuals acting alone.
3. Organizations associated with complex frauds and financial crimes can be described as employing a large number of situational (accidental) fraudsters.
4. Organizations associated with complex frauds and financial crimes often mix illegal activities with legitimate business activities.