Sarah's Canada Student Loans totalled $9400 by the time she graduated from Georgian College in May. She arranged to capitalize the interest on November 30 and to begin monthly payments of $135 on December 31. Sarah elected the floating-rate-interest option (prime plus 2.5%). The prime rate stood at 3.75% on June 1, dropped to 3.5% effective September 3, and then increased by 0.25% on January 17. Prepare a repayment schedule presenting details of the first three payments. February has 28 days.