Which is the most appropriate statement?

a. The result of people buy-in is that we can get closer to a risk managed culture where people around the organization take responsibility for isolating risks and making sure they provide a criteria for making key decisions.

b. The result of people buy-in is that we can get closer to a risk averse culture where people around the organization take responsibility for isolating risks and making sure they provide a criteria for making key decisions.

c. The result of people buy-in is that we can get closer to a risk managed culture where people around the organization take responsibility for isolating risks and making sure they provide a criteria for avoiding all risks.

d. The result of people buy-in is that we can get closer to a blame culture where people around the organization take responsibility for isolating risks and making sure they provide criteria for making key decisions.