ALP plc can borrow at a fixed rate of 3 per cent and a variable rate of SOFR + 1% whereas YJK plc can borrow at a fixed rate of 4 per cent and a SOFR rate of +1.25%. ALP wishes to borrow at a variable rate and YJK is seeking a lower fixed rate, whereas ALP is seeking to borrow at a variable rate. They are both clients of an investment bank that arranges a swap. Suggest a possible solution.