Critical Legal Thinking. Suppose that a certifi cate of deposit (CD) owned by two joint tenants (with

Question:

Critical Legal Thinking. Suppose that a certifi cate of deposit

(CD) owned by two joint tenants (with the right of survivorship)

is given by one of the joint tenants as security for a loan

(without the other joint tenant’s knowledge). Further suppose that the joint tenant dies after defaulting on the loan. Who has superior rights in the CD, the creditor or the other surviving joint tenant? Explain.

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