Exercises in Compound Interest Study Appendix 9. Then answer the following questions: 1. You deposit $6,000. How much will you have in 4 years at 8%, compounded annually? At 12%? 2. A savings and loan association offers depositors a $6,000 lump-sum payment 4 years hence. How much will you be willing to deposit if you desire an interest rate of 8% compounded annually? How much at an interest rate of 12% ? 3. Repeat requirement 2, but assume the interest rates are compounded semiannually.