(a) Imagine a credit card whose bill was divided up and sent to everyone in the United States (i.e., if you purchased something on this card, every person in the United States would get a bill for 1/330,000,000 of your total cost). Would the average person spend freely with this credit card? Or would they be as thrifty as they would if they had to pay the entire bill?

(b) Now imagine that every person in the United States has a credit card like this. What do you think is going to happen?

(c) How is this situation related to the climate change problem?