You purchase a $100,000 life insurance policy for a single payment of $35,000. If you want to earn 9 percent on invested funds, how soon must you die for the policy to have been the superior alternative?

If you die within ten years, what is the return on the investment in life insurance? (Morbid questions, but you might want to view life insurance as an investment alternative. As one financial planner told the author: “Always look at the numbers; analyze life insurance as an investment.”)