Elton had three children. As they grew up and became eligible to drive, Elton bought each a car. To avoid paying high premiums for their car insurance, Elton titled each car in his name. He then stated to his insurance company that he and his wife were the primary drivers on the vehicles. When the youngest child totalled “his” car by hitting a large deer, the insurance company paid to replace the car. What could Elton be charged with should his deception be uncovered?