Many have blamed the Wall Street debacle of 2008–2012, which the Wall Street Journal has referred to as the “worst crisis since 1930s,” on the inappropriate use of pay incentives for top executives of large financial giants. According to this view, these executives earned huge bonuses if profit increased, inducing them to take imprudent risks “with other people’s money” and to actively engage in speculation (particularly in the housing market). Despite tough talk about clamping down on pay abuses, many people feel that banks and security firms are finding ways to ease the toll on employees who were responsible for the crisis in the first place, except that now these institutions have access to a large infusion of money from the federal government (what some people refer to as bailout money). Research this issue, and come up with a set of recommendation to reward top executives in a way that does not reinforce bad behaviors.